Analisis Tingkat Kesehatan Bank Perkreditan Rakyat (BPR) Dengan Metode Camel (Studi Kasus Pada Tiga BPR Di Sumatera Barat)

-, Zahara (2013) Analisis Tingkat Kesehatan Bank Perkreditan Rakyat (BPR) Dengan Metode Camel (Studi Kasus Pada Tiga BPR Di Sumatera Barat). JURNAL AKUNTANSI & MANAJEMEN, 8 (2). pp. 61-75. ISSN 1858-3687

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Abstract

This research intends to measure the BPR health level using CAMEL method (Capital, Assets, Management, Earning, Liquidity). This strudy was conducted at BPRs in three deferent regencies in West Sumatera. CAMEL method is calculated through financial ratios which is Capital Adequance Ratio (CAR) for Capital, Quality of Assets Productivity (KAP) for Assets, Net Profit Margin (NPM) for Management, Return On Assets (ROA) and the Ratio Operational Cost to Operational Revenue (BOPO) for Earning, Current Rasio (CR) and Loan to Deposit Ratio (LDR) for Liquidity. The BPR health level of each CAMEL ratio is measured by using the Regulation of Central Bank that is Directress Decree No. 30/11/KEP/DIR on 30 April 1997 about The System of Bank and BPR health level. The result of this research shows that two out of three BPR studied are “Healthy” while 1 BPR is categorized as “Unhealthy”.

Item Type:Article
Subjects:C Social Sciences > CF Commerce > CF1 Accounting
Divisions:Jurusan Akuntansi > Prog.Studi Akuntansi-D3 > Jurnal/Karya Ilmiah
ID Code:491
Deposited By:Mr. OP Repo-2 Puskom
Deposited On:18 Nov 2016 07:34
Last Modified:18 Nov 2016 07:34

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